Terms and Conditions
Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Matt Wojcik Insurance’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.
The term ‘Matt Wojcik Insurance’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is 2355 STATE ST STE 101. The term ‘you’ refers to the user or viewer of our website.
The use of this website is subject to the following terms of use:
This website makes use of a user-driven product customization and fulfillment web services, which are hosted and operated by Matt Wojcik Insurance, LLC (“Matt Wojcik Insurance”).
BY ACCESSING OR USING ANY PART OF THIS WEBSITE, YOU AGREE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THIS AGREEMENT FOR ALL PAST, PRESENT AND FUTURE USES BY YOU OF THIS SERVICE. IF YOU DO NOT AGREE TO BE BOUND BY THIS AGREEMENT, DO NOT ACCESS OR USE ANY PART OF THIS WEB SITE. Matt Wojcik Insurance RESERVES THE RIGHT TO MAKE CHANGES TO THIS AGREEMENT AT ANY TIME. CONTINUED USE OF ANY PART OF THIS WEB SITE CONSTITUTES YOUR ACCEPTANCE OF SUCH CHANGES. ACCORDINGLY, YOU SHOULD REVIEW THIS AGREEMENT FROM TIME TO TIME TO BECOME FAMILIAR WITH SUCH CHANGES.
1. Copyrights
Matt Wojcik Insurance is, unless otherwise stated, the owner of all copyright and data rights in the service and its contents. Individuals who have posted works to this service are either the copyright owners of the component parts of that work, or are posting the work under license from a copyright owner or his or her agent, or otherwise as permitted by law. You may not reproduce, distribute, publicly display or perform, or prepare derivative works based on any of the content, including any such works without the express, written consent of Matt Wojcik Insurance, or the appropriate owner of copyright in such works. Matt Wojcik Insurance does not claim ownership rights in your works or other materials posted by you to this service (‘Your Content’). While Matt Wojcik Insurance has an inspection process that helps flag potential copyright issues, this process may, or may not, be applied to your submissions at Matt Wojcik Insurance sole discretion. Ultimately, you are responsible for the content of your images and materials. As such, it is very important that you take the time to research the images and materials that you submit, and ensure that you keep any reference material on hand in case of a dispute regarding the ownership of your images and materials. If you are not sure about the legality of reference material you did not create, please contact Matt Wojcik Insurance.
2. Reporting Copyright Violations
Matt Wojcik Insurance respects the intellectual property rights of others and expects you to do the same. At Matt Wojcik Insurance discretion, and in appropriate circumstances, Matt Wojcik Insurance may remove Your Content submitted to this service, terminate your account and/or prevent access to this service, if Matt Wojcik Insurance believes you may have infringed on the intellectual property rights of others. If you believe the copyright in your work, or in the work for which you act as an agent, has been infringed through this service, please contact Matt Wojcik Insurance agent, for notice of claims of copyright infringement. The registered agent can be reached at [email protected]. You must provide him with substantially the following information, which Matt Wojcik Insurance may then forward to the alleged infringer (see 17 U.S.C. 512 (c)(3) for further details):A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material. Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.’
3. Trademark
All brand, product and service names used in this service which identify Matt Wojcik Insurance, or third parties, and their products and services are proprietary marks of Matt Wojcik Insurance and/or the relevant third parties. Nothing in this service shall be deemed to confer on any person, any license or right on the part of Matt Wojcik Insurance, or any third party with respect to any such image, logo or name.
4. Privacy
Matt Wojcik Insurance has a firm commitment to safeguarding your privacy. Please review Matt Wojcik Insurance Privacy Policy. The terms of Matt Wojcik Insurance Privacy Policy are incorporated into, and form a part of, this Agreement.
5. Conduct
You agree that you shall not interfere with or disrupt (or attempt to interfere with or disrupt) this service or servers or networks connected to this website, or to disobey any requirements, procedures, policies or regulations of networks connected to this service; or, provide any information to Matt Wojcik Insurance that is false or misleading, that attempts to hide your identity, or that you do not have the right to disclose. Matt Wojcik Insurance does not endorse any content placed on the website by third parties, or any opinions or advice, contained in such content.
6. International Considerations
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Such includes, but is not limited to, complying with all applicable laws regarding the transmission of technical data exported from the United States, or the country in which you reside, and decency laws in the locality in which you reside.
7. Termination
You agree that Matt Wojcik Insurance, in its sole discretion, may remove and discard any content, for any reason, including and without limitation, the lack of use; or, if Matt Wojcik Insurance believes that you have violated, or acted inconsistently, with the Agreement. Matt Wojcik Insurance may also, in its sole discretion and at any time, discontinue providing the service, or any part thereof, with or without notice. You agree that any termination of your access to the service under any provision of this Agreement may be effected without prior notice, and acknowledge and agree that Matt Wojcik Insurance may immediately deactivate, or delete, your content and all related information and files. Matt Wojcik Insurancereserves the right to bar any further access to such files or the service. You agree that Matt Wojcik Insurance shall not be liable to you, or any third-party, for any termination of your access to the service. Paid accounts that are terminated for any violation of this agreement will not be refunded.
8. Account Credit & Expiration
You may purchase credits for services associated with Matt Wojcik Insurance through a mailer meter through the Matt Wojcik Insurance website. Service credit is non-refundable and expires 12 months from the date of purchase. Matt Wojcik Insurance at its sole discretion may disactivate and remove accounts which have not been logged into for a period of 24 months and remove any stored user data, photos, project data or other data.
9. Trial Offer, Automatic Enrollment and Payment, and Cancellation
If we offer you a free trial of our service, such free trial will start immediately after your registration and continue for the free trial offer period as indicated on the Website at the time you register. Free trial subscriptions are only available to new subscribers and for the limited periods as set out on the Website. Previous subscribers or those subscribers who have already benefited from a free trial subscription and do not qualify for a further free trial period. If you do not want to continue your subscription after your free trial comes to an end, you must contact us at least 24 hours before your free trial period ends by submitting a cancellation request to us via our support email address [email protected], or by cancelling your free trial through your Account Dashboard. If you do not contact us at least 24 hours before your free trial period ends to cancel, your subscription will automatically continue and the payment card that you provided at the time of enrollment online will be charged the full monthly subscription rate provided at the time of enrollment each month until you cancel. Matt Wojcik Insurance can change the monthly subscription rate at any time. If the subscription rate changes after you subscribe, we will notify you by email and give you an opportunity to cancel. If you wish to cancel your subscription (including subscriptions for services) at any time after a free trial or discounted period ends, you must submit a cancellation request to us via our support email address [email protected] or through your Account Dashboard. For monthly subscriptions (including subscriptions for services), we require at least three (3) days’ notice of cancellation by email. If you provide such notice less than three (3) days before the first day of your next subscription month, your credit card may still be charged. You will not be entitled to prorate your last month’s use, nor will you be entitled to any refund for any payments to Matt Wojcik Insurance. For annual subscriptions, we also require at least ten (10) days’ notice of cancellation by email. If you provide such notification less than ten (10) days before the first day of your next subscription year, your credit card may still be charged. If you cancel before the end of your year, you will not be entitled to a refund. Matt Wojcik Insurance in its sole discretion may charge a cancellation fee equal to the amount the subscription was discounted. Matt Wojcik Insurance in its sole discretion may charge a cancellation fee equal to the amount the subscription was discounted.
10. Indemnity
You agree to indemnify and hold Matt Wojcik Insurance, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any alleged claim or demand. This includes reasonable attorney fees, made by any third party due to or arising out of your content, your use of the service, your connection to the service, your violation of this Agreement, or your violation of any rights of another. You are solely responsible for your actions when using this service, including, but not limited to, costs incurred for Internet access.
11. Availability
This service is provided by Matt Wojcik Insurance on an “AS IS” and “AS AVAILABLE” basis, and Matt Wojcik Insurance reserves the right to modify, suspend, or discontinue the service, in its sole discretion, at any time, and without notice. You agree that Matt Wojcik Insurance is not, and will not be, liable to you for any modification, suspension or discontinuance of the service.
12. External Links
This service, or relevant third parties, may provide links to other websites or resources. Because Matt Wojcik Insurance has no control over such sites and resources, you acknowledge and agree that Matt Wojcik Insurance is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible, or liable, for any content, advertising, products, or other materials on, or available from, such sites or resources. You further acknowledge, and agree, that Matt Wojcik Insurance shall not be responsible, or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by, or in connection with, use of or reliance on any such content, goods or services available on, or through, any such site or resource.
13. Third Party Software
As a convenience, we may make third-party software available through the service. To use the third-party software, you must agree to the terms and conditions imposed by the third party provider. The agreement to use such software will be solely between you and the third-party provider. By downloading third-party software, you acknowledge, and agree, that the software is provided on an ‘AS IS’ basis without warranty of any kind. In no event shall Matt Wojcik Insurance be liable for claims, or damages of any nature, whether direct, or indirect, arising from or related to any third-party software downloaded through the service.
14. Disclaimer of Warranty and Limitation of Liability
Matt Wojcik Insurance MAKES NO REPRESENTATIONS, OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SERVICE, OR THE CONTENT OR PRODUCTS PROVIDED THROUGH THE SERVICE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. Matt Wojcik Insurance DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT TO THE FULLEST EXTENT PERMITTED BY LAW. Matt Wojcik Insurance MAKES NO WARRANTY AS TO THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THIS SERVICE. YOU SPECIFICALLY ACKNOWLEDGE THAT Matt Wojcik Insurance IS NOT LIABLE FOR YOUR DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT, OR SUCH CONDUCT BY THIRD PARTIES, AND YOU EXPRESSLY ASSUME ALL RISKS AND RESPONSIBILITY FOR DAMAGES AND LOSSES ARISING FROM SUCH CONDUCT. EXCEPT FOR THE EXPRESS, LIMITED REMEDIES PROVIDED HEREIN, AND TO THE FULLEST EXTENT ALLOWED BY LAW, Matt Wojcik Insurance SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, EVEN IF Matt Wojcik Insurance HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING DISCLAIMERS, WAIVERS AND LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF, OR LIMITATIONS ON, CERTAIN WARRANTIES OR DAMAGES. THEREFORE, SOME OF THE ABOVE EXCLUSIONS, OR LIMITATIONS, MAY NOT APPLY TO YOU. IN NO EVENT SHALL Matt Wojcik Insurance AGGREGATE LIABILITY TO YOU EXCEED THE AMOUNTS PAID BY YOU TO Matt Wojcik Insurance PURSUANT TO THIS.
15. General Legal Terms
The Agreement constitutes the whole legal agreement between you and Matt Wojcik Insurance and governs your use of this service, and completely replaces any prior agreements between you and Matt Wojcik Insurance in relation to this service. You agree that if Matt Wojcik Insurance does not exercise, or enforce, any legal right, or remedy, which is contained in the Agreement (or which Matt Wojcik Insurance has the benefit of under any applicable law), this will not be taken to be a formal waiver of Matt Wojcik Insurance rights. Those rights, or remedies, will still be available to Matt Wojcik Insurance. If any court of law, having the jurisdiction to decide on this matter, rules that any provision of the Agreement is invalid, then that provision will be removed from the Agreement without affecting the rest of the Agreement. The remaining provisions of the Agreement will continue to be valid and enforceable. The Agreement and your relationship with Matt Wojcik Insurance under the Agreement shall be governed by the laws of the State of Utah without regard to its conflict of laws provisions. You and Matt Wojcik Insurance agree to submit to the exclusive jurisdiction of the courts located within the county of Clackamas County, Oregon, to resolve any legal matter arising from the Agreement. Notwithstanding this, you agree that Matt Wojcik Insurance shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction. Further, by using this service, you agree that Matt Wojcik Insurance, at its sole discretion, may require you to submit any disputes arising from the use of the service, or this Agreement, concerning or, including disputes arising from, or concerning their interpretation, violation, nullity, invalidity, non-performance or termination, as well as disputes about filling gaps in this contract, or its adaptation to, newly arisen circumstances, to final and binding arbitration under the International Rules of Arbitration of the American Arbitration Association, by one or more arbitrators appointed in accordance with the said Rules. Notwithstanding these rules, however, such proceeding shall be governed by the laws of the state as set forth above.